Materials from the Securities and Exchange Commission and the Office of the Comptroller of the Currency describe how existing U.S. financial statutes are being applied to crypto custody, trading platforms, and payment stablecoins. Rather than creating new legal categories, these documents analyze custody through the Advisers Act and Investment Company Act, platform conduct through Exchange Act registration rules, and stablecoin issuance through OCC rulemaking under federal banking authority.

On Feb. 25, 2026, the European Banking Authority and the European Securities and Markets Authority launched a joint consultation on revised suitability guidelines for EU banks and investment firms. The consultation closes on May 25, 2026, includes a public hearing on April 15, 2026 (14:00–15:30), and would repeal the 2021 guidelines once the new text enters into force.