In projections for 2026, an AI model consulted by Finbold assigns an 18% chance that XRP touches $10 at any point, while its base scenario keeps the token in a $2 to $4 range with a 55% probability. The framework also gives a 27% likelihood to a stronger bull case in which XRP trades between $5 and $7. Around the time of the analysis, XRP was priced at $2.09, trading slightly above its 50-day SMA but below its 200-day SMA, with a neutral 14-day RSI of 54.14.

On January 7, analyst TradingShot outlined a weekly-chart roadmap suggesting Bitcoin may correct toward $45,000–$50,000 by September before resuming a multi-year uptrend. Using moving averages and Fibonacci extensions, the outlook places the next cycle top near $180,000 around early February 2027.

A Solana-based trader grew an initial 0.85 SOL (about $321) into between $2.1 million and $2.8 million within 11 days by accumulating the memecoin 114514. The wallet bought roughly 45.58 million tokens through many small swaps and has hardly reduced its position, while 114514's price jumped 992% in 24 hours to $0.01194 and a market cap of about $16.8 million.

In an assessment comparing Bitcoin and XRP spot exchange-traded funds for 2026, ChatGPT pointed to XRP-linked products as the stronger single opportunistic bet. It highlighted that since launching in late 2025, XRP spot ETFs have accumulated over $1 billion in steady net inflows with no confirmed outflow days, alongside notable price gains. While Bitcoin spot ETFs still dominate in size and liquidity, capital rotation, sustained XRP inflows, and early 2026 performance led the model to favor XRP ETFs, while stressing it was not offering personalized investment advice.

Over the past 24 hours, XRP advanced to $2.35, gaining more than 9% and lifting its weekly performance above 25% as its market capitalization jumped from $129.74 billion to $142.81 billion. The token is trading above its 50-day SMA but still below the 200-day SMA, while strong inflows into U.S. spot XRP ETFs, which have accumulated about $1.23 billion since mid-November with $48 million added on Monday alone, continue to support buying interest.

On January 1, 2018, Ripple's first significant XRP escrow unlock introduced a scheduled supply mechanism while XRP traded near $2.20. A $100 purchase at that time would have yielded about 45.45 XRP, worth roughly $94.55 on January 4 with XRP around $2.09. XRP now sits slightly above its 50-day SMA but below its 200-day SMA, pointing to short-term stability amid a broader bearish trend.

Bitcoin is trading above $90,000 while compressing into a symmetrical triangle on the four-hour chart, a pattern that often precedes sharp volatility. Ali Martinez's January 4 analysis points to a possible 15% move, with resistance near $91,000–$92,000 and support above $86,800. A breakout could lift BTC toward the $100,000 region, while a drop below support may trigger a retreat into the low $80,000s.

XRP moved back above $2 after a $6.5 billion addition to its market capitalization within 24 hours, according to CoinMarketCap. At press time, the token traded at $2.01 with a market cap of $121.74 billion, up from $115.15 billion. Technicals showed price below the 50-day SMA at $2.04 and the 200-day SMA at $2.47.

As Bitcoin trades near $90,000, the Bitcoin Rainbow Chart maps out multiple sentiment-based price zones for January 31, 2026, from deep-value levels around $40,828.60 to a "Maximum Bubble Territory" band up to $449,435.85. Based on these historical ranges, Bitcoin could align with zones such as "Still cheap" or "HODL!" near roughly $93,000 to $157,000 if its long-term growth trend persists.