According to an analysis using OpenAI's ChatGPT, XRP has about a 22% chance of trading at $5 at some point in 2026, with the token more likely to remain in lower price bands. At the time of the assessment, XRP changed hands around $1.37 after a 1.7% daily decline, though it was still over 5% higher on the week. The AI-driven outlook maps several scenarios for XRP between $1 and above $5, reflecting different market, adoption, and macroeconomic conditions.

In a March Truth Social post, President Donald Trump accused banking groups of trying to weaken the GENIUS Act, a stablecoin regulation law passed in July, and of blocking broader U.S. crypto market structure legislation. He argued that banks, despite strong profits, should not influence rules for digital assets and warned that delays could drive crypto firms to move to countries like China with clearer regulations. At the center of the dispute are restrictions on stablecoin yield payments, which have divided banks and crypto industry representatives and slowed progress in the Senate.

Billionaire investor Ray Dalio stated on the All-In Podcast published on March 3 that Bitcoin is unlikely to replace gold as the leading alternative form of money. He argued that gold’s long-standing role in monetary history, its central bank reserves, and its scale make it structurally different from Bitcoin, which he sees as smaller and more exposed to technological, regulatory, and market risks. Dalio also noted Bitcoin’s high correlation with technology stocks and maintained that gold remains the most established non-debt-based form of money.

On March 2, the bipartisan 21st Century ROAD to Housing Act introduced by Senators Tim Scott and Elizabeth Warren advanced in the U.S. Senate with an 84–6 procedural vote. The 303-page bill, backed by the White House for its housing reforms, also amends the Federal Reserve Act to block the Fed from issuing a retail CBDC or similar digital asset until December 31, 2030.

In the first week of March 2026, BlackRock's spot Bitcoin and Ethereum ETFs attracted roughly $654 million in combined net inflows. Its iShares Bitcoin Trust and iShares Ethereum Trust together accounted for the bulk of U.S. spot crypto ETF demand over March 2 and March 3, as Bitcoin funds rebounded and the BTC price moved back above $71,000.

XRP has been overtaken by BNB in cryptocurrency market capitalization rankings after its valuation dropped from $90.5 billion on February 26 to $82.8 billion. Over the same period, BNB’s market cap reached $84.5 billion, putting it about $1.7 billion ahead of XRP. XRP is trading at $1.35, having declined 2.6% over the past week amid broader crypto market pressure and weaker technicals.

On March 1, macro economist Henrik Zeberg said on X that Bitcoin could top out at $110,000–$120,000 in March 2026, citing risk-on sentiment, ETF inflows, and institutional demand. He also gave a 25% chance of an overshoot to $140,000–$150,000, and projected ETH at $10,000–$12,000 and SOL at $350–$500.

An artificial intelligence model expects XRP to stay below $2 through March 31, 2026, with projections placing the token mostly between $1.60 and $1.85. At the time of the analysis, XRP traded around $1.39 after a 24-hour gain of more than 5%, though it remained about 2% lower on the week and below key moving averages. The AI outlook highlights nearby resistance at $1.50–$1.60 and support around $1.30–$1.35, while noting that broader crypto market sentiment and potential XRP ETFs could influence price momentum.

On February 27, TradingShot said on TradingView that Bitcoin’s five monthly red candles and the one‑month Fisher Transform outline a potential path back to $100,000, with timing pointing to a bottom near August 2026 and a target by early November 2027. Bitcoin later slid as much as 6% to around $65,500–$66,000 and was $63,935 at press time.