Coinbase has partnered with Better Home & Finance Holding Company on crypto-backed mortgages supported by Fannie Mae, allowing borrowers to use bitcoin or USDC as collateral rather than selling assets for cash. The NAHB/Wells Fargo CHI released in March 2026 said a typical family earning the $104,200 national median income needed 34% of income to cover the total mortgage payment on a median-priced new home in Q4 2025. Better’s structure sets collateral minimums at 250% for BTC and 125% for USDC, such as $250,000 in BTC or $125,000 in USDC to access a $100,000 down payment loan.

Robert Kiyosaki said on March 27 that he avoids traditional products such as S&P 500 stocks, bonds, mutual funds, ETFs, and cash, and instead focuses on assets he says governments and banks cannot "print." He also pointed to a prior sale of about $2.25 million in bitcoin at roughly $90,000 per coin and said he has resumed buying ahead of a potential 2026 crash.

Binance said institutional trading is increasingly shifting to private liquidity venues, after CEO Richard Teng noted the exchange's OTC desk had already reached 25% of 2025's total OTC volume in the first two months of 2026. Binance's March 20 OTC & Execution Services Insights report also pointed to faster crypto buying via fiat and stablecoins and cited a $105 million WBETH-to-ETH conversion completed within two hours. The report discussed institutional attention to bitcoin's $60,000 level in early February and highlighted a $55,000–$69,000 range following consolidation after spot bitcoin ETF launches in early 2024.

On March 27, Morgan Stanley filed Amendment No. 3 to its S-1 for a spot bitcoin product with a proposed 0.14% fee, below Blackrock's IBIT at 0.25%. The trust is described as a passive vehicle holding bitcoin directly and tracking the Coindesk Bitcoin Benchmark 4PM NY Settlement Rate, with basket-based creation and redemption via bitcoin transfers.

On March 27, President Donald Trump told the Future Investment Initiative Summit in Miami that Bitcoin is "very powerful" and said his administration wants the U.S. to become the world's "undisputed crypto capital" and a "Bitcoin superpower." He pointed to the GENIUS Act as a framework for dollar-backed stablecoins, while a March 17, 2026 SEC-CFTC interpretation described bitcoin, ether, and XRP among assets treated as digital commodities.

Rep. Maxine Waters sent a March 26 letter to Kansas City Fed President Jeff Schmid asking how Kraken Financial obtained approval for a limited purpose Federal Reserve account and what conditions were attached. The letter presses for details on permitted services (including FedACH, Check Services, FedCash, and Fedwire Securities Services), balance and liquidity limits, and any additional oversight beyond Wyoming’s SPDI framework, with a written response requested by April 10, 2026.

Bitwise CEO Hunter Horsley said on March 27 that the market is moving from expecting institutional adoption to active deployment, adding that many allocators already hold crypto and more could enter over the next six months. He cited a Coinbase Institutional survey of 351 firms showing 74% expect higher prices over the next 12 months and 73% plan to increase allocations, with 29% targeting portfolio weights above 5% by 2026. Bitwise and VettaFi data also indicated advisor participation is rising, including a larger share allocating to crypto and more gaining the ability to trade it for clients.

XRP traded at $1.33247 at 9:11 a.m., down 3.07% in 24 hours as it hovered near support around $1.326 after a session range of $1.38237 to $1.32559. Derivatives data showed $450.54 million in total liquidations over the past day, while XRP liquidations totaled $7,746,753, dominated by $7,151,908 in longs. Technical readings remained bearish, with RSI at 32.00 and price pressing the lower Bollinger Band near $1.32568 as macro uncertainty tied to U.S.-Iran tensions and oil at $111.41 per barrel weighed on risk sentiment.

The FTC said on March 26 that it sent warning letters to Paypal, Stripe, Visa, and Mastercard over policies and practices that may limit customer access to financial services. The agency signaled that account restrictions or service denials that conflict with disclosed terms or reasonable consumer expectations could lead to investigations or enforcement actions.