BingX launches BXUSD, giving you a more flexible and transparent way to earn US Treasury returns.
 
🤔 What are the advantages of BXUSD?
① Highly flexible — subscribe and redeem anytime
No lock-up period — subscribe anytime and receive credit instantly. Fast redemption takes approximately 1 minute (0.1% fee), and standard redemption takes T+3 (0.05% fee), giving you flexible fund access.
 
② Extremely low entry threshold, zero subscription fees
Start with 0.1 USDT. Subscriptions are fee-free and credited instantly at a 1:1 ratio to your Spot account.
 
③ An exclusive use case for Futures users — earn interest while holding positions
BXUSD can be transferred directly to your Futures Account. After you enable Multi-Assets Mode, 1 BXUSD equals 1 USDT in margin, and interest continues to accrue while you hold positions, effectively lowering your holding cost.
 
④ Backed by real US Treasury assets — a transparent, trustworthy yield source
Yields come from US Treasuries — one of the most trusted assets in the world. It is centrally managed and operated by professional institutions. The annual percentage yield (APY) is published and updated daily, and actual returns are automatically distributed daily to your Spot account in BXUSD.
 
 
👉 How to subscribe to BXUSD?
App: Home → Wealth → BXUSD → Subscribe to BXUSD
*Please upgrade the app to version V5.4.0 or later.
 
Web: BingX homepage → Wealth → BXUSD → Subscribe to BXUSD
 
👉 How to convert BXUSD to Futures margin after subscribing
BXUSD can be transferred to your Futures Account for use as margin in USDⓢ-M Perpetual Futures. 1 BXUSD equals 1 USDT in margin, and after the transfer, BXUSD continues to earn interest while you hold positions, letting you trade and earn interest at the same time. When Multi-Assets Mode is not enabled, BXUSD held in your Futures Account only earns interest and does not participate in margin calculations.
 
How to enable Multi-Assets Mode
 
App:
1.Enter futures trading page and tap the function menu button in the top-right corner.
2.In the popup panel, select "Preferences"
3.Tap "Asset Mode."
4.Select "Multi-Assets Mode."
5.Click “OK”. Activation is complete when the “Success” message appears.
 
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Web:
1.Go to the futures trading page, and click "Single-Asset Margin Mode" at the bottom of the account area on the right.
2.In the pop-up window, select "Multi-Asset Margin Mode".
3.Click “Confirm”. Activation is complete when the “Success” message appears.
 
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FAQ:

Q1. How does BXUSD work? Where do the returns come from?
BXUSD is a flexible term, principal-protected wealth management product launched by BingX. When you subscribe with USDT, you receive an equivalent amount of BXUSD at a 1:1 ratio as your yield proof. Yields are generated from U.S. Treasury funds managed by professional institutions such as Franklin Templeton and benchmarked against tokenized real-world asset (RWA) yields. BingX updates the annualized yield daily based on market conditions. Rewards are distributed daily in BXUSD.
 
Q2. How do I subscribe? Are there any limits?
You can subscribe with USDT at any time, starting from 0.1 USDT and subject to your individual subscription limit. Your limit is shown on the subscription page. No subscription fee applies. Once your subscription is successful, BXUSD will be credited instantly to your Spot Account at a 1:1 ratio. Currently, only main accounts can subscribe; subaccounts are not supported.
For example, if you subscribe with 100 USDT, you will immediately receive 100 BXUSD.
 
Q3. When are returns distributed? Where are returns sent? How do I view my returns?
Interest starts accruing from the next 14:00 (UTC+8) after a successful subscription. Returns are then paid automatically at around 18:00 (UTC+8) on the following day to the Spot Account under your main account, where they accumulate in BXUSD.
There are two types of returns:
Daily returns: Calculated and distributed daily using the formula [Holdings × APY ÷ 365]
Boost reward: Additional rewards distributed during interest-boosting campaigns, calculated based on the lower of your eligible snapshot balance and the APR Booster voucher amount.
Eligible holdings: Returns are calculated based on your total BXUSD balance in your Spot Account and USDⓢ-M Futures Account. The system takes multiple snapshots of your BXUSD holdings in these accounts each day and uses the lowest snapshot value of the day as your eligible holding amount for that day. A minimum holding of 0.1 BXUSD is required to earn returns. If you transfer BXUSD from your main account to a subaccount, any returns generated from the subaccount holdings will also be credited to the Spot Account under your main account.
You can view details of your daily returns under [BXUSD landing page — History] or [Spot Account — Transaction History — Wealth], including the interest-bearing amount, APR, returns, payout time, and crediting status.
 
Q4. What redemption methods are available? How are fees calculated?
Two redemption methods are supported:
Fast redemption: Assets are credited within 1 minute, with a 0.1% fee.
Standard redemption: Assets are credited on T+3 (after 72 hours), with a 0.05% fee.
When you redeem, the fee is deducted from your BXUSD, and the remaining amount is automatically returned to your Spot Account as USDT. The minimum redemption amount is 0.01 BXUSD. Daily redemption limit resets at 14:00 (UTC+8). The available limit is subject to the amount displayed on the redemption page. Currently, only main accounts can initiate redemptions. Sub-accounts are not supported at this time.
After submitting a redemption request, interest will stop accruing from the date of the request. Final interest will be calculated up to the day before the request, no additional interest will accrue during the redemption process.
 
Q5. Does BXUSD held in a Futures Account still earn interest? How can I use BXUSD as futures margin?
Yes. After you transfer BXUSD to a USDⓢ-M Futures Account, it continues to accrue interest as usual, and rewards are still credited to your main account’s Spot Account.
To use BXUSD as margin, you need to enable Multi-Assets mode in the Futures Account. Once enabled, BXUSD counts toward USDT margin at a 1:1 ratio.
 
Q6. Is BXUSD a stablecoin? What are the risks of holding it?
BXUSD is not a stablecoin, and it is not a security, fund, tokenized real-world asset, or on-chain asset. It does not represent ownership of any real-world asset. BXUSD is a principal-protected wealth management product. Your principal is protected, making it a relatively safe way to earn rewards. Note that the annualized interest rate adjusts daily based on market conditions, and redemption fees may also affect your actual total returns. Please carefully read the product’s terms of service before subscribing.
 
 
⚠️ Risk warning: APY is a floating rate and may be adjusted based on market conditions. Historical returns do not represent future returns. BXUSD is not a stablecoin, security, fund, or on-chain asset, and does not represent ownership of any real-world asset. Please carefully read the BXUSD Product Terms of Service before subscribing.
 
This product is only available to certain users in certain countries. This product is not intended for users in Restricted Jurisdictions or any other jurisdictions in which we may determine from time to time.
 
BingX Team