xMoney (XMN) Price

$0.02

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xMoney (XMN) Price Today

The live price of xMoney is 0.02 USD. In the past 24 hours, the trading volume of xMoney was 990,946.34 USD, up by 16.80%. The current price has decreased by -26.69% from its 7-day high of 0.10 USD, and increased by 0.01% from its 7-day low of 0.02 USD. With a circulating supply of 10,000,000,000.00 xMoney, the market cap of xMoney is currently -- USD, down by 0% in the last 24 hours. xMoney currently ranks #1903 by market capitalization among cryptocurrencies.

xMoney (XMN) Market Data

Market Cap

$6.9M

24h Volume

$990.9K

Circulating Supply

339.1M XMN

Maximum Supply

10B XMN

Fully Diluted Market Cap

$206.1M

Liquidity Indicator

14.18%

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FAQ

About xMoney (XMN)

How can I buy xMoney (XMN)?

You can buy xMoney (XMN) on supported CEXs, DEXs, or crypto wallets, although it is not yet listed on BingX. See our How to Buy xMoney guide for details. Sign up with BingX to trade XMN first when it goes live.

What Is xMoney (XMN) and How Does It Work?

xMoney (XMN) is the newly issued utility token at the heart of the xMoney ecosystem, designed to power payments, loyalty, governance, and merchant incentives. Launched in September 2025, XMN replaces the older UTK token and is built from the ground up for scalability, regulatory compliance, notably under the EU’s MiCA framework, and broad utility.

In practice, XMN works by embedding token-based features into every level of the xMoney platform. Users who hold or stake XMN can enjoy discounts on transaction fees, cashback rewards, loyalty perks, and early access to new product features. On the merchant side, staking or holding thresholds unlock tiered benefits, rebates, and referral bonuses.

Under the hood, xMoney has chosen the Sui blockchain as a core deployment environment for XMN, while maintaining integration with its MultiversX roots. Users can acquire XMN via direct on-ramp channels in the xMoney/xPortal ecosystem or via partner exchanges. Staking is supported, with an approximate ~8 % APR, subject to unbonding periods, allowing token holders to participate in governance and earn rewards.

When Did xMoney Launch?

xMoney (originally born from the UTrust ecosystem, later spun off under the banner of xMoney Labs AG) officially launched its XMN token on September 5, 2025 via its whitepaper publication and token admission to exchanges shortly after.

The company is legally incorporated as xMoney Labs AG in Liechtenstein, with management including Grigorios Siourounis and Iosif Andrei Adam as directors. The transition to XMN was a strategic move: it replaced the legacy UTK token, expanded token utility, introduced stronger regulatory alignment (MiCA compliance), and built infrastructure on the Sui chain, while maintaining links to MultiversX heritage.

xMoney Roadmap Highlights

• UTK → XMN migration (conversion paths, lock-up periods)

• Listing/admission of XMN tokens on partner exchanges starting September 2025

• Rollout of merchant incentive programs: fee reductions, rebates tied to XMN staking or holdings

• Launch of a new loyalty system integrating XMN, with redemption and bonus mechanics

• Governance framework for staked token holders to vote on eligible protocol proposals

• Integration with Sui and ecosystem expansion across chains for scalable payment flows

• Development of stablecoin rails (EUR / USD) within xMoney’s infrastructure

• Further funding rounds and partnerships to fuel growth, e.g. $21.5M strategic raise in 2025

What Is the XMN Token Used for?

The XMN token is the core utility asset of the xMoney ecosystem, enabling payments, staking, governance, loyalty rewards, and merchant incentives. Holders can use XMN to reduce transaction fees, earn cashback, access premium merchant tiers, and participate in community governance. Merchants and users are also rewarded with XMN for transacting within the network, staking tokens, or integrating xMoney’s payment solutions into their stores and platforms.

You can trade XMN tokens easily on the BingX Spot Market by searching for the XMN/USDT trading pair, selecting your preferred order type, Market or Limit, and executing the trade instantly. Once purchased, you can store XMN securely on BingX or withdraw it to any Sui-compatible wallet.

What Is xMoney Tokenomics?

xMoney (XMN) has a maximum supply of 10 billion tokens, with no additional issuance unless approved through community governance. At launch, around 500 million XMN (≈ 5% of total supply) entered circulation, while the rest remains locked, vested, or reserved for ecosystem growth and strategic use.

XMN Token Allocation

• Private Investors: 10%

• Team, Contributors & Advisors: 25% (with vesting & lock-ups)

• Community Incentives & Ecosystem Growth: 30%

• Treasury (for development, partnerships, liquidity, etc.): 25%

• Staking Rewards: 10%

How to Migrate UTK Tokens to XMN

The migration from UTK to XMN marks xMoney’s official transition to its new token standard and updated ecosystem on the Sui blockchain. Holders of UTK tokens can convert them to XMN through the official migration portal on xmoney.com, where they connect their wallets and choose between instant conversion or 6-month locked conversion with added rewards. This process ensures that legacy UTK holders maintain their token value and gain access to the expanded utilities of XMN, including staking, governance, and merchant perks.

Once migrated, users will receive XMN tokens in a 1:1 ratio, which are immediately compatible with supported wallets on the Sui network. UTK tokens on Ethereum and MultiversX will gradually be phased out, and holders are encouraged to complete migration before the official cutoff date to continue benefiting from xMoney’s payment ecosystem and future governance initiatives.

What Blockchain Network Does xMoney Operate on?

xMoney (XMN) operates primarily on the Sui blockchain, chosen for its high throughput, low fees, and scalability to support global payment flows. The project migrated from its MultiversX (formerly Elrond) roots to Sui in 2025 to enable faster transactions, improved smart contract efficiency, and seamless integration with Web3 payment infrastructure. This move also enhances interoperability across ecosystems, allowing merchants and users to transact securely using XMN within xMoney’s decentralized payment network.

How to Store XMN Tokens Securely

The safest and most convenient way to store your XMN tokens is directly on BingX, where you can manage, trade, and monitor your holdings in one secure platform. BingX provides institutional-grade security, including cold wallet storage and advanced encryption, ensuring that your tokens are protected from unauthorized access. Storing XMN on BingX also allows you to instantly trade, deposit, or withdraw tokens whenever market opportunities arise.

Alternatively, you can keep XMN in self-custody wallets that support the Sui blockchain, such as Sui Wallet, Ethos Wallet, or Surf Wallet. These wallets give you full control of your private keys and enable you to interact with dApps within the Sui ecosystem. Always back up your seed phrase offline and avoid sharing it to prevent potential loss of access or funds.

Is xMoney (XMN) a Good Investment?

xMoney (XMN) stands out as a strong investment opportunity due to its clear utility in powering a real-world crypto payment ecosystem and its strategic alignment with regulatory compliance under the EU’s MiCA framework. The token plays a central role in enabling merchant payments, staking rewards, loyalty incentives, and governance participation. creating continuous demand within the xMoney platform.

Its integration with the scalable Sui blockchain enhances efficiency and transaction speed, while partnerships with leading payment processors expand adoption potential. As xMoney bridges Web3 payments with mainstream finance, XMN’s long-term value is supported by strong fundamentals, growing merchant usage, and a well-structured token economy.

Info Source

Official Website

Whitepaper

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Disclaimer:

Price analysis and valuation are influenced by multiple factors, and theoretical projections do not guarantee that a token will reach a specific price level. The information provided is for informational purposes only and does not constitute investment advice. Investors should conduct their own research before making any financial decisions.

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