CREDI
$0.0010992983608170339

Credefi (CREDI) Price

$0.0010992983608170339
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Credefi (CREDI) Price Today

The live price of Credefi is 0.0010992983608170339 USD. In the past 24 hours, the trading volume of Credefi was 79,562.90 USD, up by 1.85%. The current price has decreased by -4.47% from its 7-day high of 0.31 USD, and increased by 0.00080676% from its 7-day low of 0.00103367 USD. With a circulating supply of 939,978,336.00 Credefi, the market cap of Credefi is currently 3,311,670.00 USD, down by 0% in the last 24 hours. Credefi currently ranks #3139 by market capitalization among cryptocurrencies.

Credefi (CREDI) Market Data

Market Cap
$857.6K
24h Volume
$79.5K
Circulating Supply
781.1M CREDI
Maximum Supply
1B CREDI
Fully Diluted Market Cap
$1M
Liquidity Indicator
9.28%
About
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FAQ

About Credefi (CREDI)

How can I buy Credefi (CREDI)?

Buying Credefi (CREDI) on BingX is simple and secure. Create an account, deposit USDT or another supported asset, and purchase Credefi (CREDI) directly in the Spot Market. The tokens will then appear in your BingX Spot Wallet, ready for trading or transfer at anytime. Discover How to Buy CREDI Guide for more information.

What Is Credefi (CREDI) and How Does It Work?


Credefi (CREDI) is a decentralized finance (DeFi) lending platform that bridges traditional finance and blockchain by enabling loans backed by real-world assets (RWAs). The protocol connects crypto lenders with businesses seeking capital, allowing borrowers to access financing while lenders earn yields through collateralized lending pools. The platform’s native token, CREDI, powers the ecosystem by supporting staking, governance, and reward mechanisms.

Credefi works by integrating blockchain transparency with traditional credit risk evaluation. Businesses can apply for loans through the platform, which are then secured by tokenized real-world collateral such as receivables, property, or other financial assets. Investors and liquidity providers can deposit crypto or stablecoins into lending pools, where funds are allocated to vetted borrowers and generate returns from interest payments.

The CREDI token plays a central role in the ecosystem. It can be staked to receive rewards, used to access enhanced yields, and converted into xCREDI, a governance and incentive token that unlocks additional benefits within the platform. By combining DeFi infrastructure with real-world asset financing, Credefi aims to create a more transparent and efficient lending market that expands access to capital while offering predictable yield opportunities for crypto investors.

When Did Credefi Launch?


Credefi was founded in 2020 by Valentin Dimitrov and Ivo Grigorov, entrepreneurs from Bulgaria aiming to bridge decentralized finance (DeFi) with traditional lending for small and medium-sized businesses. The project released its whitepaper in 2021 and officially launched the CREDI token and lending platform in December 2021, introducing a hybrid lending model that combines blockchain technology with real-world asset collateral. Since launch, Credefi has focused on connecting crypto liquidity providers with businesses seeking financing, helping bring real-economy credit opportunities into the DeFi ecosystem.

Credefi Roadmap Highlights


- 2021: Launch of the CREDI token and initial DeFi lending platform

- 2023–2024: Expansion of lending pools, partnerships, and ecosystem integrations

- 2025: Introduction of next-generation P2P lending features and customizable loan structures

- 2025+: Development of NFT bonds and asset-backed debt instruments tied to real-world assets

- Future plans: Fiat-crypto integration through digital IBANs, SEPA transfers, and expanded RWA financing infrastructure

What Is the CREDI Token Utility?


The CREDI token is the native utility token of the Credefi ecosystem and powers the platform’s decentralized lending infrastructure. It is used to facilitate core platform functions such as lending, borrowing, paying platform fees, and accessing investment opportunities backed by real-world assets. Holding CREDI may also provide users with benefits such as fee discounts, enhanced yield opportunities, and participation in the protocol’s financial activities.

CREDI can also be staked within Credefi’s security and liquidity modules to earn rewards and help secure the lending ecosystem. By staking CREDI, users can mint xCREDI, a governance token that allows holders to participate in platform decisions and share in ecosystem incentives, creating a two-token model that supports long-term participation and protocol stability.

You can also trade CREDI tokens on the BingX spot market by depositing USDT or other supported assets into your BingX account and selecting the CREDI/USDT trading pair. Simply place a market or limit order to buy or sell CREDI and take advantage of real-time price movements on the exchange.

What Is Credefi Tokenomics?


Credefi (CREDI) has a maximum total supply of 1,000,000,000 tokens, designed to support ecosystem growth, lending liquidity, staking incentives, and long-term protocol development.

CREDI Token Allocation


- Ecosystem Incentives — 25% (250,000,000 CREDI): Distributed to support platform growth, lending rewards, and ecosystem expansion. Tokens are released monthly.

- Team — 25% (250,000,000 CREDI): Allocated to core contributors and developers with a 36-month vesting schedule to ensure long-term commitment.

- Private Sale — 19% (190,000,000 CREDI): Distributed to early investors with a 6-month cliff followed by quarterly vesting.

- Reserve — 14% (140,000,000 CREDI): Held for future strategic initiatives and ecosystem stability, with a 12-month cliff and quarterly vesting.

- Liquidity — 10% (100,000,000 CREDI): Used to provide liquidity across exchanges and DeFi markets, with tokens released monthly.

- Partnerships & Advisors — 5% (50,000,000 CREDI): Allocated for strategic collaborations and advisory support, with a 9-month vesting schedule.

- Public Sale — 2% (20,000,000 CREDI): Sold during the IDO with 1-month vesting after the token generation event.

- Unlocked at TGE — 38,000,000 CREDI (3.8%): Tokens available immediately at the Token Generation Event (TGE) to bootstrap market liquidity.

 

Info Source

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Frequently Asked Questions about CREDI (Credefi)

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Is Credefi (CREDI) a Good Investment?
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