What Is Avici (AVICI) and How Does It Work?
Avici (AVICI) is a
Solana-based neobank project building a self-custodial financial ecosystem where users can store, spend, borrow, and invest crypto without relying on traditional banks. It combines a smart-contract wallet, debit card, and on-chain financial services into one platform, allowing users to manage digital assets with full control of their private keys. Unlike centralized finance apps, Avici removes custodial risk and aims to let every user become their own bank.
Avici’s core product is its smart-wallet infrastructure, designed to make crypto banking feel like traditional fintech. Users can set up bank-like accounts, make payments instantly, automate recurring transfers, and interact with DeFi services using a clean, mobile-first interface. The ecosystem also plans to support credit and lending products, so users can borrow against their crypto without selling it, and earn yield on idle assets.
The AVICI token powers the platform’s on-chain economy. It is used for fees, governance, incentives, and access to premium features across the wallet, card, and financial tools. By integrating payments, borrowing, savings, and crypto rewards into one seamless system, Avici positions itself as a full-stack Web3 neobank, bringing traditional finance features on-chain while keeping users in custody of their funds.
When Did Avici DAO Launch?
Avici was founded by a team including co-founder Abhishek Tiwari. The token held its IDO and token-generation event from October 14 to October 18, 2025 on the MetaDAO launchpad, raising approximately US $2 million. The project is built on the Solana ecosystem and positions itself as an on-chain “neobank” combining wallet, card, savings, and lending.
Avici Roadmap Highlights
• October 18, 2025: Token generation event (TGE) completed.
• August 2025: Public beta of the wallet + physical card launched; over US $1.2 million in card spending reported and ~4,000 monthly active users.
• Late 2025 (Q4): Launch of trust-scoring system, unsecured loans, and reserve stablecoin planned.
• October 24, 2025: Listed for spot trading on at least one exchange (as example for listing timeline).
What Is the AVICI Token Utility?
AVICI also fuels the platform’s credit and lending model, where users can borrow against crypto collateral and earn yield on deposits, helping build a circular on-chain economy. In addition, the token supports governance, allowing holders to vote on ecosystem upgrades, fee structures, partner integrations, and future financial products.
You can trade AVICI on the
BingX spot market by depositing supported assets into your account and choosing the
AVICI/USDT trading pair. Once funded, simply search “AVICI” on the BingX Spot tab, view real-time price charts, and place a buy or sell order with
market or limit settings to execute instantly.
What Is Avici Tokenomics?
Avici has a very small max supply of 12.9 million AVICI tokens.
AVICI Token Allocation
• Public Sale / IDO: 77.519% — 10.00 million AVICI
• Liquidity: 22.481% — 2.90 million AVICI
What Blockchain Network Does Avici Operate on?
Avici operates on the Solana blockchain, taking advantage of its fast transaction speeds, low fees, and scalable architecture to support everyday banking functions like payments, transfers, lending, and card transactions. Solana’s high throughput makes it suitable for fintech-style activity, allowing Avici to process transactions quickly and cost-effectively while remaining fully on-chain and self-custodial. Since AVICI is a Solana SPL token, it can be stored in any
Solana-compatible wallet and traded on supported CEX and
Solana DEX platforms.
How to Store AVICI Tokens Securely
The simplest and most convenient way to store AVICI is by keeping your tokens on the BingX spot wallet. Once purchased, your tokens are held in a secure exchange wallet protected by industry-standard security measures, including cold storage, multi-layer account protection, and advanced internal risk controls. For users who actively trade or plan to convert AVICI into other assets, storing on BingX offers speed, simplicity, and instant access to buy or sell whenever the market moves.
For
self-custody, you can store AVICI in any Solana-compatible wallet, such as Phantom, Solflare, or the Avici smart wallet. With self-custody, you control your private keys and maintain full ownership of your funds, ideal for long-term holding,
staking, or connecting to DeFi applications. Always double-check the token contract, keep seed phrases offline, and avoid interacting with unknown links or unofficial wallets to stay protected from scams or
phishing risks.
Is Avici (AVICI) a Good Investment?
Avici stands out by merging self-custodial crypto wallets, card payments, savings, and on-chain borrowing into a single neobank experience on Solana, giving it real utility beyond speculation. Its low maximum supply of just 12.9M AVICI creates scarcity, while the token fuels fees, governance, rewards, and financial products within the ecosystem.
With growing transaction activity, exchange listings, and plans for
stablecoins and unsecured credit products, Avici targets a high-demand use case: everyday banking without traditional banks. As adoption increases and more users tap into its payment and lending features, long-term demand for AVICI could strengthen; though, like all crypto assets, prices remain volatile and investors should do their own research.