The UK Court of Appeal has upheld a High Court ruling allowing more than 5,000 alleged missold motor finance claims to be managed collectively under eight ‘omnibus’ claim forms. The case involves eight motor finance firms, including Black Horse, accused of failing to adequately disclose commission arrangements with car dealers. The court said individual claims are typically worth about £1,000 each, making separate lawsuits commercially unrealistic. With the Financial Conduct Authority’s redress scheme still facing legal challenges and an unclear timetable, the ruling leaves consumers with a clearer route through the courts.