Tokenized stocks let you buy blockchain-based versions of companies like Tesla, Apple, or NVIDIA directly with crypto, often starting from just a few dollars and trading almost 24/7. Instead of going through a traditional broker, you buy “stock tokens” that track the real share price and live on chains like Solana or Ethereum.
Today, centralized exchanges, including BingX, list tokenized stocks, while DeFi users can trade them on DEXs like Raydium or via multi-chain wallets.
In this guide, you’ll learn what tokenized stocks are, where to buy them safely, step-by-step how to buy tokenized stocks on BingX, plus the key risks and tips you should know before investing.
What Are Tokenized Stocks and How Do They Work?
Tokenized stock or xStocks are blockchain-based tokens that mirror the price of traditional shares like Apple, Tesla, or even stock indices. Behind the scenes, a regulated issuer buys real shares and holds them with licensed custodians. For every share in custody, one token is minted on-chain with 1:1 backing, keeping the token’s value aligned with the underlying stock.
These stock tokens are then listed on centralized exchanges (CEXs) like BingX, and DeFi platforms and DEXs on networks such as Solana, Ethereum, and BNB Chain. Some platforms also support redemption (mainly for institutions), where tokens can be converted back into cash or, in rare cases, real shares and then burned to maintain the 1:1 ratio.
Note: In most cases you get economic exposure only, not voting rights or full shareholder protections.
What Are the Key Benefits of Investing in Tokenized Equities?
1. Extended Trading Hours: Trade nearly 24/7 on crypto platforms, allowing you to react to market news anytime.
2. Fractional Ownership: Buy small amounts, e.g., $10–$50, and still gain exposure to premium stocks like Tesla or NVIDIA.
3. Global Accessibility: Access U.S. equities even if local brokerage services are limited or unavailable.
4. Instant Settlement: On-chain transactions clear within seconds instead of traditional T+2 settlement cycles.
5. DeFi Utility: Use tokenized stocks in lending, collateral, liquidity pools, and structured DeFi products.
Where Can You Buy Tokenized Stocks Safely?
When people look for places to buy tokenized stocks, they’re usually seeking a platform that feels safe, transparent, and easy to trade on. Here's where you can invest in tokenized stock products:
1. Centralized Exchanges (CEXs)
Centralized exchanges like BingX are the most accessible and reliable places for beginners to buy tokenized stocks. BingX offers both spot and futures markets across multiple tokenized-stock providers, giving users broad coverage and clear market transparency. The platform handles KYC and custodial partnerships and maintains a familiar spot-trading interface that makes it easy to buy stock tokens using USDT or USDC.
BingX supports two major categories of tokenized stock products:
1. Spot Tokenized Stocks: BingX lists a growing range of spot tokenized equities that allow users to gain stock-like exposure using USDT or USDC. The spot lineup includes 22 assets issued by providers such as Ondo, featuring popular names like Alphabet stock GOOGLon, S&P 500 SPYon and other U.S. equity trackers. BingX also supports 6 Solana-based tokenized stocks from xStocks, including AAPLx and NVDAX, which are popular among users who want faster transactions and lower network fees. These spot products give investors flexible, fractional access to major companies without the need for a traditional brokerage account.
2. Tokenized Stock Futures: Users also have access to 26 tokenized stock futures markets supplied by institutional liquidity partners such as NCKS. These contracts cover leading names including Google, Apple, Nvidia, Tesla and several major index trackers. Futures markets support long and short positions, leverage and margin management, allowing traders to respond to market movements nearly around the clock.
For additional support, BingX AI Insights provides real-time analytics and trend detection that help users understand market conditions and navigate both spot and futures tokenized-stock markets with greater clarity. Together, these features make it easy to gain exposure to Google and other leading companies within a crypto-native environment.
2. Decentralized Exchanges (DEXs) and Web3 Wallets
Tokenized stocks' market share by network | Source: RWA.xyz
More advanced users can buy tokenized stocks directly on-chain through DEXs and multi-chain Web3 wallets, where liquidity is concentrated on networks like Ethereum, accounting for $328.2 million in tokenized stock market share and Solana tokenized stocks accounting for $151.7 million in value. These platforms allow you to swap stablecoins for stock tokens and use them in DeFi strategies such as lending, liquidity pools, and structured products. However, on-chain trading also introduces higher technical complexity, smart-contract and wallet risks, and generally lower liquidity than CEXs, making it a better fit for experienced users comfortable with self-custody and decentralized environments.
How to Buy Tokenized Stocks on BingX: A Step-by-Step Guide
To buy tokenized stocks on BingX, you fund your account, find the Tokenized Stock/xStocks market, choose a pair like TSLAX/USDT, and place a spot order the same way you would for any cryptocurrency. Here’s a more detailed walkthrough to get started with investing in tokenized stocks on BingX:
Step 1: Create and Verify Your BingX Account
Go to the official BingX website or app. Sign up with your email or phone number. Complete KYC verification as required in your region.
Note: KYC is essential for regulatory compliance and higher withdrawal limits.
Step 2: Deposit Funds
You have two typical funding routes:
• Deposit Crypto Directly: Deposit USDT, USDC, or other supported coins from another exchange or wallet into your BingX account.
• Buy Crypto with Fiat (if supported in your region): Use P2P, card, or bank transfer options on BingX to obtain USDT/USDC first.
Once funded, ensure you have enough USDT in your Spot wallet to buy tokenized stocks.
Step 3: Navigate to the Tokenized Stocks' Market
TSLAX/USDT trading pair on the spot market powered by BingX AI insights
On the BingX interface, go to Markets. In the category list, select “Tokenized Stock” or “xStocks”. You’ll see a list of stock tokens like:
Here, you can check charts, order books, volume, and price history before placing an order.
Step 4: Choose a Trading Pair and Order Type
Select your preferred tokenized stock pair, e.g. TSLAX/USDT, on the BingX spot market. In the trading panel, choose your order type:
• Market order: Buy instantly at the best available price.
• Limit order: Set a specific price at which you want to buy.
Enter the amount of USDT you want to spend, or the quantity of the stock token you want to buy.
Step 5: Confirm and Execute Your Trade
Double-check the pair, price, and quantity. Click Buy to execute your order. Once filled, your tokenized stocks will appear in your Spot balance as symbols like TSLAX, NVDAX, or AAPLX.
Step 6: Manage, Hold, or Trade Further
From here, you can:
• Hold tokenized stocks as a long-term position
• Rebalance between crypto and stock exposure
• Use BingX’s tools like BingX AI, price alerts and charts to manage your strategy
Note: Tokenized stocks may not be available in all jurisdictions. Always refer to BingX’s product availability and local regulations before trading.
Step 7: Trade Tokenized Stocks on BingX Futures
NVDAX/USDT perpetual contact on the futures market powered by BingX AI
For advanced traders, BingX also offers selected tokenized stocks in the Futures Market, enabling you to long or short positions with leverage and hedge or enhance your Spot strategies.
1. Go to Futures → Tokenized Stocks: Open the BingX app or web platform and navigate to the Futures section, then select the Tokenized Stocks category.
2. Choose a Futures Pair: Pick the tokenized stock you want to trade, e.g., NVDAXUSDT Perpetual.
3. Transfer Funds to Your Futures Account: Move USDT from your Spot wallet to your Futures wallet to enable margin trading.
4. Set Leverage: Adjust your leverage level responsibly based on your risk tolerance.
5. Place a Long or Short Order
• Long (Buy): If you expect the stock token’s price to rise.
• Short (Sell): If you expect the price to fall.
6. Select Order Type: Choose Market for instant execution or Limit to set your own entry price.
7. Confirm and Open Your Position: Review margin, liquidation price, and order size, then tap Confirm to open the trade.
8. Monitor and Manage the Position: Set TP/SL (Take-Profit/Stop-Loss) levels, adjust margin, or close the position manually at any time.
How to Buy Tokenized Stocks on Solana and other DEXs
If you prefer a fully on-chain experience, you can buy tokenized stocks via a Web3 wallet + DEX setup. In practice, the process looks like this:
1. Set up a multi-chain wallet: Use wallets like Phantom or MetaMask with Solana/EVM support, for instance, if you are exploring tokenized stocks on Solana.
2. Fund with stablecoins: Buy USDC or USDT on a CEX like BingX and withdraw to your wallet on Solana, Ethereum, or other supported chains.
3. Connect to a DEX: On Solana: connect to Raydium or a compatible DEX that lists xStocks.
4. Swap stablecoins for stock tokens: Choose a pair like TSLAX/USDC, set slippage limits, and confirm the swap.
5. Manage positions in DeFi: Use tokenized stocks as collateral, provide liquidity, or combine them with yield strategies if the protocol supports it.
This route offers maximum self-custody and DeFi integration, but it is more advanced and comes with additional smart contract and DeFi risks.
How to Store Tokenized Stocks Securely
Tokenized stocks can be stored in two main ways, depending on where you trade them. If you buy tokenized stocks on BingX, they remain securely in your Spot Wallet, protected by platform-level custody, withdrawal controls, and account security features like 2FA and whitelists, making it the simplest option for most beginners.
More advanced users who trade on DEXs can store tokenized stocks in Web3 wallets such as Phantom or MetaMask, but this requires managing your own private keys and comes with additional risks like smart-contract vulnerabilities, incorrect addresses, and potential loss of access if the wallet is not backed up properly.
Always double-check contract addresses, enable security settings, and choose the storage method that matches your experience level and risk tolerance.
What Are the Key Considerations When Buying Tokenized Stocks?
If you're new to tokenized stocks, keep these points in mind to build confidence while managing risk:
• Start small: Begin with modest amounts to understand how tokenized stocks behave, especially during periods of high volatility.
• Focus on blue-chip tokens first: Stick to well-known, high-liquidity names like Tesla, Apple, NVIDIA, and Google before exploring smaller or niche stock tokens.
• Use a reputable CEX like BingX to start: Begin on a platform that provides KYC, custody, audited market data, and a regulated trading environment before experimenting with DEXs or self-custody.
• Enable account security tools: Turn on 2FA, set up anti-phishing codes, and use withdrawal whitelists to protect your BingX account.
• Monitor your overall risk exposure: Remember that tokenized stocks still follow equity market movements and often react sharply to tech-sector volatility—balance your portfolio across stocks, crypto, and stablecoins accordingly.
Closing Thoughts
Tokenized stocks serve as a useful bridge between traditional equities and the crypto ecosystem, offering extended trading hours, fractional access, and global availability without relying on a conventional brokerage account. As the tokenization market continues to evolve, adoption from major institutions and infrastructure providers is expected to support further growth and maturity.
For beginners, BingX provides a practical starting point with a curated selection of leading tokenized stocks (xStocks), crypto-based funding options, fractional trading, and an intuitive spot-trading interface. Once you are comfortable with the basics, you can explore on-chain tokenized stocks through DEXs and Web3 wallets.
Reminder: Tokenized stocks come with both market and structural risks. Always verify product details, understand the underlying mechanics, and only invest money you can afford to lose.
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FAQs on How to Buy Tokenized Stocks
1. Where can I buy tokenized stocks safely?
You can buy tokenized stocks on regulated centralized exchanges such as BingX or on Robinhood EU for certain EU users. These platforms work with regulated custodians, follow KYC/AML rules, and clearly disclose product details. More advanced users can also buy tokenized stocks on DEXs like Raydium using Web3 wallets.
2. Do I actually own the underlying stock when buying a tokenized stock?
In most cases, no. You own a token that represents economic exposure to the stock’s price, while the real shares are held by a custodian or issuer. This is why companies like OpenAI have publicly clarified that some “stock tokens” do not represent direct equity ownership.
3. Can I trade tokenized stocks 24/7?
Yes, many tokenized stocks trade with extended or near-24/7 hours, especially on crypto exchanges and DEXs. Platforms integrating xStocks on Solana and Arbitrum enable trading outside traditional market hours, though liquidity may be lower when underlying markets are closed.
4. Are tokenized stocks legal?
Regulated tokenized stocks are typically issued under existing securities or payment laws in their jurisdictions. For example, issuers in Europe operate under securities regulations, and Robinhood’s stock tokens in the EU are governed by local rules. However, availability and legality differ by country, and global regulators like IOSCO continue to warn about new risks in tokenization. Always check local laws and exchange disclosures.
5. Should I trade tokenized stocks on CEXs or DEXs/web3 wallets?
You should trade tokenized stocks on a CEX like BingX if you prefer simplicity, KYC-backed security, fiat on-ramps, and an easy trading interface. Choose DEXs and Web3 wallets only if you’re comfortable with self-custody, higher technical risk, and want to use tokenized stocks within on-chain DeFi strategies.